Don’t Let Debt Sabotage Your Retirement
Borrowing money can enable opportunities otherwise out of reach financially, such as pursuing an education that can lead to employment, buying a car and facilitating a home purchase. However, if not...
View ArticleThe New Free Credit Freeze Rules: What You Need to Know
(This article previously appeared on NerdWallet.com.) The days of paying to protect your credit files are coming to an end. Credit freezes and unfreezes with the three major credit bureaus — Equifax,...
View ArticleIs the Next Recession On Its Way?
(This article is an updated version of a 2018 Next Avenue story.) Here are two safe forecasts, the kind you can count on. First, the U.S. economy will sink into a recession. Second, no one knows when...
View ArticleStudent Loans: The Financial and Emotional Toll on Families
You’ve seen the frightening student loan statistics, such as the $1.5 trillion in outstanding debt they now represent. And if you’re a parent of a teenager or twentysomething, you’ve probably lived...
View ArticleThe 3 Big Financial Pain Points of Americans
(Editor’s Note: This story is part of a partnership between Next Avenue and Chasing the Dream, a public media initiative on poverty and opportunity.) If you look only at the nation’s low, 3.7%...
View ArticleShould You Get a Second Mortgage to Pay for College?
Julie (who prefers to use a pseudonym for this story), 54, wants to get her daughter through college without incurring any student loans for the $30,000 annual tuition. So, she helped fund her...
View ArticleWhy So Many 55+ People Are Going Bankrupt and How to Bounce Back
The number of people 55 and older filing bankruptcies has skyrocketed since 1991, and that’s even more true for those 65 and older. Bankruptcy can offer a fresh start if you’ve fallen on tough times...
View ArticleLISTEN: Managing Debt in Retirement
Most of the talk about a retirement crisis in America deals with a shortfall in retirement savings. But what’s not talked about as much — but ought to be — is the growing amount of debt that many...
View ArticleHow to Pay Off Your Debt in Retirement
While stepping into retirement might mean walking away from a job, many Americans are dragging financial baggage into this next stage: debt. In recent years, the amount of debt retirees carry has...
View Article5 Ways to Adjust Your Retirement Planning Annually
Who isn’t thinking about their retirement accounts these days? It’s been a whipsaw of a ride for 401(k)s, Individual Retirement Accounts (IRAs) and other retirement funds lately. Stock and bond markets...
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